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Group Health Insurance Quotes Get Quotes, Compare and Save
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California Group Health Insurance
Kaiser Permanente California offers affordable rates on small business health insurance. Follow the link above to get your personalized Kaiser group health coverage quote. Use the links on the left to view medical plan benefits and apply for California small business health insurance plans. Kaiser Permanente Chiropractic coverage may be added to most of these plans.
Note: If you are self-employed, you may qualify for a small group Kaiser health insurance plan. For further information, click Self Employed Kaiser Permanente Health Plans.
Copayment Plans
The $30 Copayment Plan is the most popular of the Kaiser Permanente California group health plans. Many business owners choose this middle of the road coverage in order to keep their premiums down while still offering quality coverage. Employers looking for the richest Kaiser medical insurance benefits often choose the $5 Copayment Plan which offers doctor visits for a low $5 copayment, emergency visits for $100, and no charge for hospitalization.
Deductible Plans
Our California Small Business Deductible Plans offer affordable monthly premiums and include some benefits before the deductible is met. Some commonly utilized benefits such as doctor visits and prescription drugs are covered immediately once you are enrolled. Primary and specialty care visits only require a $30 copayment which is not subject to the deductible. Click on the links on the left to view Plan Highlights.
HSA Plans (Health Savings Account qualified health plans)
Kaiser Permanente health savings account coverage has become increasingly popular amongst California small business health care plans. Employees with this group healthcare coverage may open a health savings account to save money for medical expenses. They may open this HSA account at Wells Fargo or the financial institution of their choice and begin making contributions that can be deducted from their federal taxes. The health savings account and the funds contained therein are the property of the employees and remain with the employees from year to year even if they cancel their medical coverage or discontinue working for the business. California employers may contribute to these accounts as part of a rewards program or simply pay into them to give their employees added benefits.
