Individual and Family

At Kaiser Permanente, they offer you a range of individual plans from which to choose, so you can select a plan that's right for you and your family. Whether you're looking for lower monthly premiums or broad coverage, our online tools will help you find the Kaiser Permanente plan that fits your budget and lifestyle needs. Kaiser Permanente offers a variety of affordable, quality health insurance plans for you and your family.

What is HIPAA?

HIPAA (Health Insurance Portability and Accountability Act of 1996) offers health insurance to applicants who have been denied coverage under an individual/family plan. To qualify for HIPAA coverage an applicant must have been on COBRA and have completed the allowed coverage under the COBRA plan. HIPAA plans tend to be more expensive, but offer a viable way of gaining coverage for applicants who do not qualify for a standard individual/family plan.

Do I need to have a Social Security Number to enroll?

Kaiser Permanente requires you to have a social security number or Tax ID number to enroll, with the exception of a child who is under the age of one. With a child under the age of one that does not have a social security or Tax ID number, please use the paper application to fax or mail enrollment.

When will my coverage be effective and is there a deadline to meet?

Kaiser Permanente plans are effective the first of the month following the approval of the application. The deadline to apply is the 23rd of the month to obtain coverage for the next month.

How will I know my status?

Underwriting will notify you by mail of your status in two to three weeks. If three weeks have passed and you have not yet received a letter, you may request a "status update" by phone (1-800-569-1156) or email (dennisa@hcisinc.com). Please provide the following information in order for us to check your status: name of subscriber(s), date of birth, and phone number used on the application.

How do I apply for a Kaiser Permanente Plan for Individuals and Families?

Once you have received quotes and have chosen the plan you want, click one of the following links to apply:

Who do I contact if I have questions regarding Kaiser Permanente Individual enrollment?

Please call one of our individual/family plan representatives at 1-800-569-1156 or e-mail us at dennisa@hcisinc.com.
Note: For current Kaiser Permanente members that have questions regarding appointments, billing, and locations call 1-800-464-4000.

I've heard about an HMO consumer bill of rights and other HMO reform legislation?

Kaiser Permanente has joined with the American Association of Retired People, Families USA, HIP Health Insurance Plan, and Group Health Cooperative of Puget Sound in proposing consumer protection principles.

Kaiser Permanente, with the American College of Emergency Physicians, also supports national legislation that would assure appropriate access to emergency medical services. We believe that a single national standard should be developed so that the costs of conflicting or duplicate federal and state enforcement measures are reduced.

I've heard that HMOs don't provide coverage for the poor and the uninsured, and don't participate in medical research?

We contribute to a wide range of community programs and activities across the nation. These efforts include:

  • providing health coverage through our dues subsidy programs to those who otherwise could not afford it
  • providing subsidies to help individuals and small employer groups afford health coverage
  • contributing to medical knowledge and to the improvement of clinical care nationally through our clinical and health services research projects

I've heard that HMOs deny patients access to care in order to please Wall Street investors and ensure their profitability?

Because we are a nonprofit health plan, Kaiser Permanente is not publicly traded. We do not have shareholders and, therefore, can invest our resources in providing affordable, quality health care for our members and the communities we serve.

Syndicate content