$0/$2,000 Deductible Plan w/HSA

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Once you've compared the plan coverage and benefit details, you can:

  Features Member Pays

Medical calendar year deductible

Individual/Family $1,500/$3,000

Pharmacy calendar year deductible

Individual/Family N/A

Annual out-of-pocket maximum

Individual/Family $1,500/$3,000

In the medical office

Office visits $0 (after deductible)
Preventive physical, vision, and hearing exams $0
Maternity/prenatal care $0
Well-child preventive care visits $0
Vaccines (immunizations) $0
Allergy injections $0 (after deductible)
Infertility services Not covered
Occupational, physical, and speech therapy $0 (after deductible)
Lab and imaging $0 (after deductible)
MRI/CT/PET $0 (after deductible)
Outpatient surgery $0 (after deductible)

 

Emergency services

Emergency Department visits (waived if admitted directly to hospital) $0 (after deductible)
Ambulance $0 (after deductible)

 

Prescriptions

Generic $0 (after deductible) (up to a 100-day supply)
Brand $0 (after deductible) (up to a 100-day supply)
Non-Formulary Not covered

Hospital care

Physicians' services, room and board, tests, medications, supplies, therapies $0 per admission (after deductible)
Skilled nursing facility care $0 per admission (after deductible)

Mental health services

In the medical office (up to 20 visits per calendar year) $0 (after deductible for individual therapy) $0 (after deductible for group therapy)
In the hospital (up to 30 days per calendar year) $0 per admission (after deductible)

Chemical dependency services

In the medical office $0 (after deductible for individual therapy)
In the hospital (detoxification only) $0 per admission (after deductible)

Other

Certain durable medical equipment (DME) DME used in the home in accord with our DME formulary Not covered
Optical (eyewear) Not covered
Vision exam $0
Home health care (up to 100 two-hour visits per calendar year) $0 (after deductible)
Hospice care $0 (after deductible)